Financing

March 21, 2019

Mortgages Becomes Easier for the Self-Employed

If you’re self-employed or a ‘gig’ worker, getting a mortgage just got easier. Americans who are self-employed and freelance or contract workers have long had to struggle to qualify for a mortgage, compared with those with W-2 forms or pay stubs that lenders can use to verify their incomes.

For ...

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March 20, 2019

Credit Basics for Grads

In a few months, the newest cohort of bright-eyed recent graduates will enter the workforce and begin "adulting." If you're graduating college this spring, you've probably received a lot of advice about pursuing your passions or finding a job – but probably not about maintaining your credit score ...

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March 18, 2019

How Will the Housing Market Fare This Spring?

Since the end of last year, home sales have slowed (a decline of 10 percent in December compared to a year prior), and properties have been sitting on the market for longer (46 days compared to 30 days a year ago).

Nevertheless, Lawrence Yun, chief economist at the National ...

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March 16, 2019

How to Get a Mortgage Fast

Want to know the secret on how to get a mortgage fast? Speed sometimes becomes essential in the home-buying game. I know, because I'm a real estate agent who's seen my clients in this position.

A growing number of mortgage lenders are stepping up the pace, offering rapid ...

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Posted in Financing
March 15, 2019

The Best Week of the Year to Put Your House on the Market

For the past few years, home sellers have been in the driver's seat. With hordes of buyers fighting over a very limited supply of properties, many homes sold in days—and landed their sellers a windfall.

But lately, sellers have been getting nostalgic for the good ol' days as the ...

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Posted in Buying, Financing, Selling
March 13, 2019

This Spring Buyers Face a Brighter Affordability

Slower home price growth, deflated sales, and lower mortgage rates could create abundant opportunities for potential home buyers this spring.

Though home prices are still up year over year in all 50 states, the overall affordability outlook is improving, according to Black Knight’s latest Mortgage Monitor Report.

The decline in ...

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March 11, 2019

Mortgage Rate Trend Ends This Week

After weeks of declines, mortgage rates reversed course, but are still lower than a year ago. “While mortgage rates very modestly rose to 4.41 percent this week, they remain below year-ago levels for the fourth week in a row,” says Freddie Mac’s chief economist.

“In late 2018, mortgage rates ...

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March 5, 2019

Did You Take Them All?

5 Sweet Tax Deductions When Selling a Home: You may be wondering if there are tax deductions when selling a home.

And the answer is: You bet!

But there's also a new tax code—aka the Tax Cuts and Jobs Act—causing quite a bit of confusion this filing season ...

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March 4, 2019

Hello Buyers

UTAH HOUSING VS OUR PREFERRED LENDER,

Utah Housing Capped at 45% DTI - Second Mortgage of 3.5% and Fico 660 most common. Vs Our Preferred Lender Not capped at 45% dti and Fico can do down to a 620 Fico. 

Watch to learn more and Wait no longer we ...

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Feb. 25, 2019

Before You Buy a House

How to Improve Your Credit Score: If you're hoping to buy a house soon, one little number you'll want to bring up to snuff is your credit score. Your credit score is a numerical summary of your credit report, a detailed document outlining how well you've paid ...

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Posted in Buying, Financing